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BDI
VB

VALOR BANK

Edmond, OklahomaFDIC Cert #9467

STATEEstablished 19301 branch

Holding company: FIRST OF GRANDFIELD CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$166M$152M
Q3 2021$183M$168M
Q4 2021$195M$180M
Q1 2022$201M$185M
Q2 2022$196M$179M
Q3 2022$198M$180M
Q4 2022$199M$180M
Q1 2023$206M$185M
Q2 2023$214M$190M
Q3 2023$228M$197M
Q4 2023$243M$209M
Q1 2024$248M$221M
Q2 2024$251M$230M
Q3 2024$264M$235M
Q4 2024$268M$237M
Q1 2025$284M$251M
Q2 2025$284M$253M
Q3 2025$271M$246M
Q4 2025$287M$244M
Q1 2026$306M$266M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$306M
+7.5%y/y
Percentile by value2nd percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$266M
+6.1%y/y
Percentile by value5th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$264M
+6.7%y/y
Percentile by value28th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$261M
+6.7%y/y
Percentile by value28th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$38M
+14.9%y/y
Percentile by value56th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$280M
+6.6%y/y
Percentile by value5th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$26.1M
+18.2%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.93M
+17.2%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$3.31M
+18.1%y/y
Peer standing22nd percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$624K
+12.8%y/y
Peer standing56th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$83K
−33.1%y/y
Percentile by value53rd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$1.48M
+24.5%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.41M
+24.3%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNETINC