Skip to main content
BDI
UB

University Bank

Ann Arbor, MichiganFDIC Cert #14587

STATEEstablished 19082 branches

Holding company: UNIVERSITY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$701M$584M
Q3 2021$691M$569M
Q4 2021$490M$363M
Q1 2022$480M$359M
Q2 2022$559M$437M
Q3 2022$671M$504M
Q4 2022$782M$613M
Q1 2023$769M$656M
Q2 2023$858M$738M
Q3 2023$868M$747M
Q4 2023$910M$676M
Q1 2024$940M$742M
Q2 2024$997M$813M
Q3 2024$971M$817M
Q4 2024$956M$731M
Q1 2025$1.02B$823M
Q2 2025$1.1B$879M
Q3 2025$1.13B$911M
Q4 2025$1.11B$894M
Q1 2026$1.14B$968M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.14B
+11.9%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$968M
+17.6%y/y
Percentile by value15th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$998M
+13.1%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$994M
+13.3%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$21M
+22.0%y/y
Percentile by value4th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$44.8M
−7.9%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.02B
+12.3%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$109M
+9.2%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$28.1M
+9.2%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$11.3M
+15.5%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$16.8M
+5.3%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$29K
−81.6%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$2.7M
+38.9%y/y
Peer standing10th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$1.94M
+42.8%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC