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BDI
UV

United Valley Bank

Cavalier, North DakotaFDIC Cert #15478

STATEEstablished 19059 branches

Holding company: FIRST HOLDING CO CAVALIER INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$547M$488M
Q3 2021$553M$490M
Q4 2021$599M$537M
Q1 2022$585M$528M
Q2 2022$572M$520M
Q3 2022$577M$522M
Q4 2022$592M$524M
Q1 2023$607M$540M
Q2 2023$613M$526M
Q3 2023$624M$543M
Q4 2023$634M$573M
Q1 2024$632M$571M
Q2 2024$631M$554M
Q3 2024$654M$573M
Q4 2024$670M$606M
Q1 2025$672M$594M
Q2 2025$687M$581M
Q3 2025$700M$583M
Q4 2025$723M$610M
Q1 2026$723M$632M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$723M
+7.6%y/y
Percentile by value79th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$632M
+6.4%y/y
Percentile by value80th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$521M
+9.3%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$515M
+9.5%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$115M
−1.5%y/y
Percentile by value64th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$49.4M
−0.7%y/y
Percentile by value66th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$645M
+7.2%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$77.9M
+10.5%y/y
Peer standing80th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.18M
+12.2%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$5.92M
+12.9%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$258K
−1.9%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$240K
+200.0%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$1.6M
−10.4%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$1.56M
−12.0%y/y
Peer standing48th percentile
Peer standing in ubpr:primary:5
FDICNETINC