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BDI
UC

United Community Bank

Greenville, South CarolinaFDIC Cert #16889

STATEEstablished 1950192 branches

Holding company: UNITED COMMUNITY BANKS INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$18.9B$16.6B
Q3 2021$19.4B$17.1B
Q4 2021$20.9B$18.5B
Q1 2022$24.3B$21.3B
Q2 2022$24.2B$21.2B
Q3 2022$23.6B$20.6B
Q4 2022$24B$20.2B
Q1 2023$25.8B$22.4B
Q2 2023$26.1B$22.7B
Q3 2023$26.8B$23.3B
Q4 2023$27.2B$23.7B
Q1 2024$27.3B$23.7B
Q2 2024$27B$23.4B
Q3 2024$27.3B$23.7B
Q4 2024$27.7B$23.9B
Q1 2025$27.8B$24.2B
Q2 2025$28B$24.4B
Q3 2025$28.1B$24.4B
Q4 2025$27.9B$24.1B
Q1 2026$28.1B$24.4B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$28.1B
+1.0%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$24.4B
+0.7%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$19.6B
+6.4%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$19.4B
+6.5%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$5.78B
−13.1%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$496M
−22.3%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$24.7B
+0.7%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$3.39B
+3.4%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$270M
+8.1%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$233M
+9.0%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$36.6M
+3.0%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$10.9M
−29.6%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$104M
+10.5%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$82M
+9.9%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC