$786M
+7.8%y/y
Percentile by value82nd percentileby value
FDIC
LNLSGRUB
United Bankers' Bank
Richfield, MinnesotaFDIC Cert #22180
STATEEstablished 19751 branch
Holding company: UNITED BANKERS BCORP INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $88.2M |
| Investor CRE | $223M |
| Multifamily | $76.2M |
| Construction | $82M |
| 1–4 family | $42.2M |
| C&I | $67.5M |
| Agriculture | $3.46M |
| Other | $204M |
Loan book
Reported balances and balance-sheet intensity.
$773M
+7.7%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET+7.73%
+360.3%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET119.5%
+7.1%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + DEP74.0%
+29.4%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET + ASSET65.33%
+2.1%y/y
Percentile by value36th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
242%
+2.8%y/y
Percentile by value67th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC52%
−7.2%y/y
Percentile by value78th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,232points
+2.3%y/y
Peer standing64th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.22%
+14.0%y/y
Percentile by value45th percentileby value
FDIC
LNRENROW + LNLSGR28.30%
+5.3%y/y
Percentile by value45th percentileby value
FDIC
LNRENROT + LNLSGR8.58%
−22.5%y/y
Percentile by value64th percentileby value
FDIC
LNCI + LNLSGR