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BDI
UB

United Bankers' Bank

Richfield, MinnesotaFDIC Cert #22180

STATEEstablished 19751 branch

Holding company: UNITED BANKERS BCORP INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.38%
−8.7%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP3ASSET + LNLSGR
90+ %
0.00%
+456.8%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + LNLSGR
Nonaccrual %
0.29%
−40.3%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNAASSET + LNLSGR
Noncurrent %
0.29%
−39.6%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.47%
+69.1%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.92M
+40.8%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−183.2%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNTLNLS + LNLSGR
NCO
−$3K
−200.0%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.72%
+4.1%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICLNATRES + LNLSGR
30–89
$2.96M
−1.6%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP3ASSET
90+
$30K
+500.0%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICP9ASSET
Nonaccrual
$2.24M
−35.7%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 301 — Bankers banks
FDICNAASSET