$249M
+2.4%y/y
Percentile by value24th percentileby value
FDIC
LNLSGRUB
United Bank
Springdale, ArkansasFDIC Cert #32025
STATEEstablished 19785 branches
Holding company: UNITED HOLDING CO INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $20.2M |
| Investor CRE | $38.1M |
| Multifamily | $6.79M |
| Construction | $55.1M |
| 1–4 family | $90.7M |
| C&I | $17.4M |
| Agriculture | $2K |
| Other | $20.7M |
Loan book
Reported balances and balance-sheet intensity.
$245M
+2.3%y/y
Percentile by value24th percentileby value
FDIC
LNLSNET+2.31%
−59.3%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET86.3%
−11.6%y/y
Percentile by value67th percentileby value
FDIC
LNLSNET + DEP76.7%
−6.7%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET + ASSET87.60%
−0.9%y/y
Percentile by value62nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
288%
+0.7%y/y
Percentile by value86th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC158%
+19.6%y/y
Percentile by value99th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,182points
−7.9%y/y
Peer standing44th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.10%
+46.7%y/y
Percentile by value28th percentileby value
FDIC
LNRENROW + LNLSGR15.32%
−7.6%y/y
Percentile by value57th percentileby value
FDIC
LNRENROT + LNLSGR6.99%
+17.8%y/y
Percentile by value30th percentileby value
FDIC
LNCI + LNLSGR