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BDI
UB

United Bank

Springdale, ArkansasFDIC Cert #32025

STATEEstablished 19785 branches

Holding company: UNITED HOLDING CO INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.09%
+1,071.8%y/y
Peer standing25th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.12%
−55.4%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.12%
−55.4%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.09%
−58.3%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$294K
−54.3%y/y
Peer standing80th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
+92.0%y/y
Peer standing79th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
−$2K
+91.7%y/y
Peer standing79th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.57%
+6.2%y/y
Percentile by value83rd percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$2.71M
+1,100.0%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$294K
−54.3%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:5
FDICNAASSET