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BDI
UB

United Bank of Philadelphia

Philadelphia, PennsylvaniaFDIC Cert #33568

STATEEstablished 19922 branches

Holding company: UNITED BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.38%
+20.8%y/y
Peer standing18th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.32%
−3.6%y/y
Peer standing20th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
10.70%
+4.1%y/y
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
11.03%
+3.9%y/y
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
6.09%
−7.0%y/y
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.03M
−13.8%y/y
Peer standing2nd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.20%
−407.3%y/y
Peer standing98th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
−$14K
−380.0%y/y
Peer standing98th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.54%
+228.0%y/y
Percentile by value69th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$655K
+10.5%y/y
Peer standing21st percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$89K
−11.9%y/y
Peer standing20th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$2.95M
−4.8%y/y
Peer standing2nd percentile
Peer standing in asset:lt_100m
FDICNAASSET