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BDI
UB

United Bank of Iowa

Ida Grove, IowaFDIC Cert #958

STATEEstablished 193237 branches

Holding company: IDA GROVE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.56%
+151.6%y/y
Peer standing33rd percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.03%
+511.2%y/y
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.28%
−7.1%y/y
Peer standing66th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.30%
+0.5%y/y
Peer standing67th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.20%
−0.1%y/y
Peer standing70th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.17M
+2.0%y/y
Peer standing58th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+527.5%y/y
Peer standing61st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$13K
+550.0%y/y
Peer standing57th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.36%
−1.8%y/y
Percentile by value75th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$9.26M
+165.2%y/y
Peer standing21st percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$451K
+544.3%y/y
Peer standing21st percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$4.59M
−2.1%y/y
Peer standing54th percentile
Peer standing in asset:1b_3b
FDICNAASSET