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BDI
UB

United Bank

Fairfax, VirginiaFDIC Cert #22858

STATEEstablished 1979237 branches

Holding company: UNITED BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$27.2B$21.8B
Q3 2021$27.5B$22.1B
Q4 2021$29.3B$23.6B
Q1 2022$29.3B$23.7B
Q2 2022$28.7B$23.2B
Q3 2022$29B$23.1B
Q4 2022$29.4B$22.6B
Q1 2023$30.1B$22.5B
Q2 2023$29.6B$22.6B
Q3 2023$29.2B$22.9B
Q4 2023$29.9B$23.1B
Q1 2024$29.9B$23.2B
Q2 2024$29.9B$23.3B
Q3 2024$29.8B$24.1B
Q4 2024$29.9B$24.2B
Q1 2025$32.7B$26.6B
Q2 2025$32.7B$26.5B
Q3 2025$33.3B$27.1B
Q4 2025$33.5B$27.2B
Q1 2026$33.6B$27.3B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$33.6B
+2.8%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$27.3B
+2.7%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$24.9B
+4.2%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$24.6B
+4.3%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$3.21B
+7.0%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$2.3B
−11.7%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$28B
+2.6%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$5.59B
+3.8%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$319M
+8.0%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$287M
+8.2%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$31.3M
+6.5%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$9.75M
−68.3%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$158M
+36.4%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$126M
+36.1%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC