$302M
+5.5%y/y
Percentile by value2nd percentileby value
FDIC
LNLSGRUC
Union County Savings Bank
Elizabeth, New JerseyFDIC Cert #12013
STATEEstablished 18834 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $66.3M |
| Investor CRE | $29.7M |
| Multifamily | $11M |
| Construction | $7.08M |
| 1–4 family | $174M |
| C&I | $10.7M |
| Agriculture | $0 |
| Other | $3.36M |
Loan book
Reported balances and balance-sheet intensity.
$300M
+5.4%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET+5.45%
−64.9%y/y
Percentile by value48th percentileby value
FDIC
LNLSNET22.2%
+13.6%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET + DEP20.1%
+11.6%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET + ASSET95.77%
−3.2%y/y
Percentile by value82nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
35%
+63.4%y/y
Percentile by value5th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC5%
+116.2%y/y
Percentile by value8th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,924points
−20.8%y/y
Peer standing9th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD21.96%
+10.2%y/y
Percentile by value89th percentileby value
FDIC
LNRENROW + LNLSGR9.82%
+25.0%y/y
Percentile by value17th percentileby value
FDIC
LNRENROT + LNLSGR3.55%
Percentile by value13th percentileby value
FDIC
LNCI + LNLSGR