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BDI
US

U. S. Century Bank

Doral, FloridaFDIC Cert #57369

STATEEstablished 200210 branches

Holding company: USCB FINANCIAL HOLDINGS INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.67B$1.45B
Q3 2021$1.76B$1.5B
Q4 2021$1.85B$1.59B
Q1 2022$1.97B$1.72B
Q2 2022$2.02B$1.75B
Q3 2022$2.04B$1.81B
Q4 2022$2.09B$1.83B
Q1 2023$2.16B$1.84B
Q2 2023$2.23B$1.93B
Q3 2023$2.24B$1.94B
Q4 2023$2.34B$1.94B
Q1 2024$2.49B$2.11B
Q2 2024$2.46B$2.07B
Q3 2024$2.5B$2.15B
Q4 2024$2.58B$2.18B
Q1 2025$2.68B$2.32B
Q2 2025$2.72B$2.36B
Q3 2025$2.77B$2.49B
Q4 2025$2.79B$2.36B
Q1 2026$2.84B$2.51B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.84B
+6.2%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.51B
+8.1%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2.24B
+10.1%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$2.21B
+10.1%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$427M
−2.3%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$79M
−19.4%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.59B
+5.4%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$256M
+15.5%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$27.6M
+20.7%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$22.8M
+19.5%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.71M
+26.7%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$801K
+17.6%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$13.9M
+28.9%y/y
Peer standing93rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$11M
+34.6%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC