Skip to main content
BDI
UB

U.S. Bank National Association

Cincinnati, OhioFDIC Cert #6548

OCCEstablished 18632,100 branches

Holding company: U S BCORPRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$9.04B
Investor CRE$16.7B
Multifamily$13.8B
Construction$8.9B
1–4 family$134B
C&I$89.6B
Agriculture$1.59B
Other$129B

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$403B
+5.0%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSGR
Net loans
$395B
+5.1%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSNET
Loans YoY
+5.08%
+174.7%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSNET
L/D
73.2%
+1.8%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSNET + DEP
Loans/assets
57.8%
+1.4%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSNET + ASSET
RE loans %
48.16%
−3.7%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
55%
+4.5%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
12%
−11.7%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,708points
−5.2%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
2.24%
−8.0%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNRENROW + LNLSGR
Investor CRE %
4.14%
+7.7%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNRENROT + LNLSGR
C&I %
22.24%
+2.0%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNCI + LNLSGR