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BDI
UB

U.S. Bank National Association

Cincinnati, OhioFDIC Cert #6548

OCCEstablished 18632,100 branches

Holding company: U S BCORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.38%
−17.3%y/y
Peer standing45th percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
1.28%
+50.0%y/y
Peer standing4th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.37%
−15.9%y/y
Peer standing70th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
1.65%
+27.6%y/y
Peer standing10th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.98%
+29.1%y/y
Peer standing14th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.68B
+33.8%y/y
Peer standing3rd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.56%
−2.6%y/y
Peer standing17th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$546M
−0.1%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.90%
−4.0%y/y
Percentile by value89th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$1.53B
−13.2%y/y
Peer standing6th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$5.17B
+57.5%y/y
Peer standing1st percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$1.49B
−11.7%y/y
Peer standing7th percentile
Peer standing in asset:gte_10b
FDICNAASSET