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BDI
TC

Tompkins Community Bank

Ithaca, New YorkFDIC Cert #609

STATEEstablished 193459 branches

Holding company: TOMPKINS FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.09%
−55.2%y/y
Peer standing83rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−37.9%y/y
Peer standing51st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.79%
−32.3%y/y
Peer standing33rd percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.79%
−32.3%y/y
Peer standing37th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.59%
−31.9%y/y
Peer standing38th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$51.7M
−27.4%y/y
Peer standing21st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.05%
−1.4%y/y
Peer standing54th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$775K
+5.7%y/y
Peer standing39th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.90%
−10.8%y/y
Percentile by value21st percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$5.87M
−52.2%y/y
Peer standing71st percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$124K
−33.7%y/y
Peer standing47th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$51.3M
−27.7%y/y
Peer standing18th percentile
Peer standing in asset:3b_10b
FDICNAASSET