Skip to main content
BDI
TS

The Torrington Savings Bank

Torrington, ConnecticutFDIC Cert #16636

STATEEstablished 186810 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$71.7M
Investor CRE$170M
Multifamily$46.5M
Construction$12.5M
1–4 family$481M
C&I$5.34M
Agriculture$0
Other$897K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$788M
+4.4%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$781M
+4.3%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
Loans YoY
+4.34%
−66.3%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
L/D
98.0%
+1.7%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + DEP
Loans/assets
78.6%
+4.5%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + ASSET
RE loans %
102.58%
+0.8%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,321points
−9.2%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
9.10%
+19.6%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNLSGR
Investor CRE %
21.62%
+38.6%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROT + LNLSGR
C&I %
0.68%
−14.0%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNCI + LNLSGR