$64.7M
−27.7%y/y
Percentile by value92nd percentileby value
FDIC
LNLSGRSE
The State Exchange Bank
Lamont, OklahomaFDIC Cert #13551
STATEEstablished 19011 branch
Holding company: STATE EXCHANGE BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $10.6M |
| Investor CRE | $10.6M |
| Multifamily | $221K |
| Construction | $3.34M |
| 1–4 family | $6.7M |
| C&I | $8.39M |
| Agriculture | $24.3M |
| Other | $564K |
Loan book
Reported balances and balance-sheet intensity.
$62.9M
−27.6%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET−27.60%
−118.2%y/y
Percentile by value0th percentileby value
FDIC
LNLSNET75.4%
−19.3%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + DEP66.6%
−15.6%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET + ASSET69.70%
+2.8%y/y
Percentile by value51st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,553points
−1.2%y/y
Peer standing94th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.32%
+38.2%y/y
Percentile by value90th percentileby value
FDIC
LNRENROW + LNLSGR16.36%
−24.5%y/y
Percentile by value89th percentileby value
FDIC
LNRENROT + LNLSGR12.97%
−12.4%y/y
Percentile by value65th percentileby value
FDIC
LNCI + LNLSGR