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BDI
SB

The Savings Bank

Wakefield, MassachusettsFDIC Cert #90291

STATEEstablished 18699 branches

Holding company: WAKEFIELD BCORP MHCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$15.1M
Investor CRE$66.1M
Multifamily$63.4M
Construction$37.7M
1–4 family$427M
C&I$6.83M
Agriculture$0
Other$319K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$617M
+1.1%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$612M
+1.3%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
Loans YoY
+1.27%
−80.7%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
L/D
80.8%
−1.7%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + DEP
Loans/assets
70.8%
−2.3%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + ASSET
RE loans %
101.54%
+0.2%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
5,073points
+1.4%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
2.44%
+44.9%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNLSGR
Investor CRE %
10.72%
−2.2%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROT + LNLSGR
C&I %
1.11%
+8.0%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNCI + LNLSGR