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BDI
BB

The National Bank of Blacksburg

Blacksburg, VirginiaFDIC Cert #6821

OCCEstablished 189128 branches

Holding company: NATIONAL BANKSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.29%
+55.7%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.02%
+39.7%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.03%
−84.0%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.06%
−75.3%y/y
Peer standing90th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.03%
−75.4%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$574K
−75.5%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
+77.1%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$90K
+83.7%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.98%
−6.4%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$2.89M
+54.4%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$230K
+38.6%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$344K
−84.2%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:4
FDICNAASSET