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The Monticello Banking Company

Monticello, KentuckyFDIC Cert #292

STATEEstablished 189521 branches

Holding company: MONTICELLO BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$990M$882M
Q3 2021$990M$894M
Q4 2021$1.01B$899M
Q1 2022$1.03B$924M
Q2 2022$1.06B$961M
Q3 2022$1.1B$955M
Q4 2022$1.16B$942M
Q1 2023$1.16B$947M
Q2 2023$1.18B$938M
Q3 2023$1.18B$927M
Q4 2023$1.2B$940M
Q1 2024$1.19B$926M
Q2 2024$1.18B$918M
Q3 2024$1.17B$916M
Q4 2024$1.15B$927M
Q1 2025$1.17B$944M
Q2 2025$1.16B$963M
Q3 2025$1.15B$943M
Q4 2025$1.14B$939M
Q1 2026$1.09B$949M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.09B
−6.4%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$949M
+0.6%y/y
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$788M
−7.2%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$779M
−7.3%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$213M
−7.3%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$30.4M
+34.0%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$996M
−7.7%y/y
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$97.8M
+8.8%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$10.8M
+5.9%y/y
Peer standing13th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$9.39M
+7.2%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$1.44M
−1.7%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$0
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$3.28M
+2.3%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$2.66M
+2.3%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC