$166M
−12.4%y/y
Percentile by value80th percentileby value
FDIC
LNLSGRIB
The Idabel National Bank
Idabel, OklahomaFDIC Cert #4241
OCCEstablished 19211 branch
Holding company: SOUTHEAST CAPITAL CORPRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $13M |
| Investor CRE | $79.3M |
| Multifamily | $0 |
| Construction | $27.8M |
| 1–4 family | $27.1M |
| C&I | $4.09M |
| Agriculture | $7.7M |
| Other | $6.75M |
Loan book
Reported balances and balance-sheet intensity.
$160M
−13.1%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET−13.11%
−32.8%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET76.5%
−11.4%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET + DEP63.9%
−11.1%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET + ASSET93.14%
+0.6%y/y
Percentile by value79th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
259%
−13.0%y/y
Percentile by value93rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC67%
−3.6%y/y
Percentile by value86th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,927points
−0.4%y/y
Peer standing31st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.82%
−1.7%y/y
Percentile by value45th percentileby value
FDIC
LNRENROW + LNLSGR47.88%
−1.0%y/y
Percentile by value99th percentileby value
FDIC
LNRENROT + LNLSGR2.47%
−11.2%y/y
Percentile by value11th percentileby value
FDIC
LNCI + LNLSGR