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BDI
HC

The Harrison County Bank

Lost Creek, West VirginiaFDIC Cert #9030

STATEEstablished 19114 branches

Holding company: HARRISON BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$19.2M
Investor CRE$0
Multifamily$0
Construction$319K
1–4 family$52.6M
C&I$1.75M
Agriculture$1.62M
Other$5.99M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$81.5M
−0.9%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSGR
Net loans
$80.6M
−0.9%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
Loans YoY
−0.90%
−22.0%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
L/D
54.1%
−8.4%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + DEP
Loans/assets
49.2%
−7.7%y/y
Percentile by value21st percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + ASSET
RE loans %
95.51%
−0.2%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:6
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,765points
−3.8%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:6
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
23.57%
+14.2%y/y
Percentile by value91st percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROW + LNLSGR
Investor CRE %
0.00%
Percentile by value0th percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROT + LNLSGR
C&I %
2.15%
+0.8%y/y
Percentile by value5th percentileby value
Peer standing in ubpr:primary:6
FDICLNCI + LNLSGR