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BDI
HC

The Harrison County Bank

Lost Creek, West VirginiaFDIC Cert #9030

STATEEstablished 19114 branches

Holding company: HARRISON BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.29%
+10.3%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET + LNLSGR
90+ %
0.35%
+22.3%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICNAASSET + LNLSGR
Noncurrent %
0.35%
+22.3%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.17%
+13.0%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$285K
+21.3%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+100.0%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + LNLSGR
NCO
$0
+100.0%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.08%
+3.9%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:6
FDICLNATRES + LNLSGR
30–89
$1.05M
+9.3%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET
90+
$285K
+21.3%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICNAASSET