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BDI
FS

The First State Bank of Shelby

Shelby, MontanaFDIC Cert #11013

STATEEstablished 19101 branch

Holding company: PRAIRIE BANCSHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.40%
−92.3%y/y
Peer standing59th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−100.0%y/y
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$0
−100.0%y/y
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.09%
−74.3%y/y
Percentile by value0th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$90K
−92.1%y/y
Peer standing78th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICNAASSET