$133M
+9.2%y/y
Percentile by value19th percentileby value
FDIC
ASSETFB
The First National Bank of Ely
Ely, NevadaFDIC Cert #2273
OCCEstablished 19071 branch
Holding company: FNBELY BCORPRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportThe First National Bank of Ely reported $133M in total assets. Deposits grew 7.94% over the prior year.
Return on assets was 1.51%, compared with an asset-peer median of 1.18%. The leverage ratio was 10.98%.
- Why is Net Loan Growth, Year over Year above asset peers?
- Why is Total Assets below asset peers?
- Why is Efficiency Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$124M
+7.9%y/y
Percentile by value29th percentileby value
FDIC
DEP$16.8M
+48.1%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET1.51%
+46 bpsy/y
Peer standing69th percentile
FDIC
NETINC + ROA51.04%
−766 bpsy/y
Peer standing84th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.98%
−61 bpsy/y
Peer standing48th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,247 banks from $100 million to $300 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $140M | $123M |
| Q3 2021 | $146M | $129M |
| Q4 2021 | $144M | $128M |
| Q1 2022 | $135M | $123M |
| Q2 2022 | $130M | $126M |
| Q3 2022 | $135M | $133M |
| Q4 2022 | $133M | $131M |
| Q1 2023 | $126M | $122M |
| Q2 2023 | $125M | $122M |
| Q3 2023 | $120M | $119M |
| Q4 2023 | $118M | $114M |
| Q1 2024 | $119M | $115M |
| Q2 2024 | $118M | $114M |
| Q3 2024 | $119M | $112M |
| Q4 2024 | $121M | $116M |
| Q1 2025 | $121M | $115M |
| Q2 2025 | $120M | $115M |
| Q3 2025 | $122M | $114M |
| Q4 2025 | $127M | $119M |
| Q1 2026 | $133M | $124M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.99M |
| Investor CRE | $3.18M |
| Multifamily | $79K |
| Construction | $0 |
| 1–4 family | $1.35M |
| C&I | $7.94M |
| Agriculture | $952K |
| Other | $435K |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.51%69th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDIC
NETINC + ROE24.33%96th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDIC
NIM + NIMY2.87%8th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.04%84th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDIC
DEP+7.94%75th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDIC
LNLSNET+48.10%98th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDIC
RBC1AAJ10.98%48th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.82%Median 11.12%90th 16.44%Observations 1,247
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.88%73rd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 13%Median 92%90th 236%Observations 588
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.51%63rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.26%Median 1.20%90th 14.01%Observations 17
ROE
FDIC
NETINC + ROE24.33%88th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.76%Median 10.85%90th 31.00%Observations 17
NIM
FDIC
NIM + NIMY2.87%25th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.04%Median 3.97%90th 5.64%Observations 17
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.04%69th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 27.96%Median 59.76%90th 88.00%Observations 17
Deposits YoY
FDIC
DEP+7.94%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −11.48%Median +7.94%90th +29.38%Observations 15
Loans YoY
FDIC
LNLSNET+48.10%93rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −8.42%Median +14.51%90th +42.88%Observations 15
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.71%90th 3.21%Observations 15
Leverage
FDIC
RBC1AAJ10.98%19th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.98%Median 14.40%90th 42.40%Observations 17
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.88%86th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.85%Median 2.53%90th 3.98%Observations 15
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 56%90th 198%Observations 8
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.51%75th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.56%Median 1.14%90th 1.97%Observations 5
ROE
FDIC
NETINC + ROE24.33%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.04%Median 11.25%90th 21.65%Observations 5
NIM
FDIC
NIM + NIMY2.87%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.15%Median 3.90%90th 4.36%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.04%75th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 46.81%Median 67.51%90th 84.37%Observations 5
Deposits YoY
FDIC
DEP+7.94%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +3.27%Median +7.94%90th +20.96%Observations 5
Loans YoY
FDIC
LNLSNET+48.10%100th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.71%Median +15.09%90th +35.08%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.03%90th 1.04%Observations 5
Leverage
FDIC
RBC1AAJ10.98%25th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 10.47%Median 11.75%90th 15.49%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.88%50th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 1.88%90th 2.48%Observations 5
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 1 branch
- Headquarters
- Ely, NV
FDIC
OFFDOMOpen the Nevada dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data