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The First Bank of Okarche

Okarche, OklahomaFDIC Cert #1165

STATEEstablished 18921 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.13%
−82.7%y/y
Peer standing77th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.84%
+1,437.3%y/y
Peer standing25th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.84%
+1,334.9%y/y
Peer standing33rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.33%
+1,421.7%y/y
Peer standing46th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$459K
+1,430.0%y/y
Peer standing53rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.12%
Peer standing97th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$15K
Peer standing94th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.88%
−2.0%y/y
Percentile by value90th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$69K
−81.6%y/y
Peer standing79th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$459K
+1,539.3%y/y
Peer standing41st percentile
Peer standing in asset:100m_300m
FDICNAASSET