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BDI
FB

The First Bank and Trust Company

Lebanon, VirginiaFDIC Cert #22918

STATEEstablished 197934 branches

Holding company: FIRST BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.62B$2.25B
Q3 2021$2.69B$2.33B
Q4 2021$2.84B$2.48B
Q1 2022$2.87B$2.51B
Q2 2022$2.96B$2.6B
Q3 2022$2.98B$2.62B
Q4 2022$3.14B$2.77B
Q1 2023$3.09B$2.71B
Q2 2023$3.16B$2.78B
Q3 2023$3.15B$2.76B
Q4 2023$3.32B$2.93B
Q1 2024$3.39B$2.99B
Q2 2024$3.6B$3.19B
Q3 2024$3.67B$3.26B
Q4 2024$3.82B$3.4B
Q1 2025$3.93B$3.49B
Q2 2025$4.01B$3.57B
Q3 2025$4.11B$3.66B
Q4 2025$4.21B$3.76B
Q1 2026$4.15B$3.69B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.15B
+5.7%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.69B
+5.6%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$3.56B
+8.0%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$3.52B
+8.0%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$62.8M
+2.1%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$406M
−10.9%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.73B
+5.1%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$415M
+10.8%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$45.5M
+11.7%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$41M
+14.5%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$4.56M
−8.7%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$3.69M
+47.5%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$22.5M
+13.7%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$17.8M
+17.3%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC