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The Farmers National Bank of Danville

Danville, KentuckyFDIC Cert #2740

OCCEstablished 187915 branches

Holding company: BOYLE BCORP INCRegulator: OCC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

The Farmers National Bank of Danville reported $983M in total assets. Deposits declined 3.08% over the prior year.

Return on assets was 1.07%, compared with the official FFIEC UBPR peer median of 1.30%. The leverage ratio was 10.40%.

  • Why is Total Assets above its official FFIEC UBPR peers?
  • Why is Noncurrent Loan Ratio above its official FFIEC UBPR peers?
  • Why is Deposit Growth, Year over Year below its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$983M
+0.4%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$862M
−3.1%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Net loans
$784M
+8.0%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
ROA
1.07%
−79 bpsy/y
Peer standing35th percentile
Peer standing in ubpr:primary:5
FDICNETINC + ROA
Efficiency
62.44%
+414 bpsy/y
Peer standing46th percentile
Peer standing in ubpr:primary:5
FDICNONIX + NIM + NONII + EEFFR
Leverage
10.40%
+178 bpsy/y
Peer standing47th percentile
Peer standing in ubpr:primary:5
FDICRBC1AAJ

Percentiles compare this bank with 1,278 ffiec ubpr peer group 5 — insured commercial banks having assets between $300 million and $1 billion.

Side-by-side comparison

The Farmers National Bank of Danville beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

1.07%

Registry median

1.30%
ROE

This bank

11.23%

FFIEC trimmed average

13.04%
NIM

This bank

4.44%

Registry median

3.89%
Loans YoY

This bank

+7.96%

FFIEC trimmed average

+6.25%
Leverage

This bank

10.40%

FFIEC trimmed average

10.94%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$805M$715M
Q3 2021$825M$734M
Q4 2021$907M$815M
Q1 2022$878M$795M
Q2 2022$884M$805M
Q3 2022$898M$833M
Q4 2022$945M$874M
Q1 2023$880M$806M
Q2 2023$921M$846M
Q3 2023$890M$819M
Q4 2023$958M$878M
Q1 2024$1B$923M
Q2 2024$940M$859M
Q3 2024$971M$883M
Q4 2024$966M$879M
Q1 2025$979M$889M
Q2 2025$1B$908M
Q3 2025$990M$891M
Q4 2025$990M$889M
Q1 2026$983M$862M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$89.8M
Investor CRE$135M
Multifamily$35.5M
Construction$38.3M
1–4 family$329M
C&I$58.7M
Agriculture$94.2M
Other$16.1M

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
35th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.56%Median 1.30%90th 2.18%Observations 1,278
ROE
FDICNETINC + ROE
39th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.60%Median 12.81%90th 21.29%Observations 1,278
NIM
FDICNIM + NIMY
81st percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 3.08%Median 3.89%90th 4.79%Observations 1,278
Efficiency
FDICNONIX + NIM + NONII + EEFFR
46th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 44.45%Median 61.20%90th 79.08%Observations 1,278
Deposits YoY
FDICDEP
8th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.49%Median +4.16%90th +13.52%Observations 1,278
Loans YoY
FDICLNLSNET
62nd percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.31%Median +5.92%90th +17.22%Observations 1,275
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
84th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.01%Median 0.44%90th 2.15%Observations 1,275
Leverage
FDICRBC1AAJ
46th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.81%Median 10.57%90th 14.35%Observations 1,278

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
85th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.58%Median 2.43%90th 3.43%Observations 1,278
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
56th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 48%Median 174%90th 319%Observations 754

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
15 branches
Headquarters
Danville, KY

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data