$25M
−13.1%y/y
Percentile by value24th percentileby value
FDIC
ASSETCB
The Citizens National Bank of Hammond
Hammond, New YorkFDIC Cert #14820
OCCEstablished 19132 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $26.7M | $24.3M |
| Q3 2021 | $26.4M | $24M |
| Q4 2021 | $27M | $24.6M |
| Q1 2022 | $28.1M | $25.8M |
| Q2 2022 | $27.1M | $24.9M |
| Q3 2022 | $29.1M | $26.9M |
| Q4 2022 | $27.3M | $25.2M |
| Q1 2023 | $29.1M | $26.4M |
| Q2 2023 | $28.5M | $26.2M |
| Q3 2023 | $28.5M | $26.1M |
| Q4 2023 | $27.7M | $25.1M |
| Q1 2024 | $28.6M | $26.1M |
| Q2 2024 | $27M | $24M |
| Q3 2024 | $28.2M | $25.5M |
| Q4 2024 | $30.1M | $27.5M |
| Q1 2025 | $28.8M | $26.3M |
| Q2 2025 | $26.4M | $24.1M |
| Q3 2025 | $27.8M | $25.5M |
| Q4 2025 | $25.6M | $23.5M |
| Q1 2026 | $25M | $23M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$23M
−12.6%y/y
Percentile by value35th percentileby value
FDIC
DEP$19.6M
−4.8%y/y
Percentile by value72nd percentileby value
FDIC
LNLSGR$19.5M
−4.7%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET$1.85M
−49.9%y/y
Percentile by value26th percentileby value
FDIC
SC$3.11M
−24.1%y/y
Percentile by value32nd percentileby value
FDIC
CHBAL$23M
−12.8%y/y
Percentile by value34th percentileby value
FDIC
LIAB$1.98M
−16.3%y/y
Peer standing7th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$265K
−1.5%y/y
Peer standing27th percentile
FDIC
NIM + NONII$259K
−1.9%y/y
Peer standing36th percentile
FDIC
NIM$6K
+20.0%y/y
Peer standing14th percentile
FDIC
NONII$0
−100.0%y/y
Percentile by value7th percentileby value
FDIC
ELNATR−$102K
−684.6%y/y
Peer standing5th percentile
FDIC
PTAXNETINC−$102K
−684.6%y/y
Peer standing4th percentile
FDIC
NETINC