$216M
+1.0%y/y
Percentile by value96th percentileby value
FDIC
LNLSGRCB
The Citizens Bank of Weston
Weston, West VirginiaFDIC Cert #19674
STATEEstablished 18912 branches
Holding company: CITIZENS BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $26.3M |
| Investor CRE | $36.9M |
| Multifamily | $13.9M |
| Construction | $6.93M |
| 1–4 family | $75.3M |
| C&I | $32.4M |
| Agriculture | $12.3M |
| Other | $11.9M |
Loan book
Reported balances and balance-sheet intensity.
$213M
+0.8%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET+0.83%
−95.2%y/y
Percentile by value26th percentileby value
FDIC
LNLSNET80.6%
−6.0%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + DEP71.2%
−3.9%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET + ASSET80.58%
+3.1%y/y
Percentile by value54th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,963points
+3.9%y/y
Peer standing72nd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD12.20%
+14.9%y/y
Percentile by value63rd percentileby value
FDIC
LNRENROW + LNLSGR17.10%
−4.8%y/y
Percentile by value78th percentileby value
FDIC
LNRENROT + LNLSGR15.00%
−9.2%y/y
Percentile by value73rd percentileby value
FDIC
LNCI + LNLSGR