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BDI
CB

The Citizens Bank of Weston

Weston, West VirginiaFDIC Cert #19674

STATEEstablished 18912 branches

Holding company: CITIZENS BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.16%
+200.4%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:6
FDICP3ASSET + LNLSGR
90+ %
1.09%
+116,202.0%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + LNLSGR
Nonaccrual %
0.73%
+65.0%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:6
FDICNAASSET + LNLSGR
Noncurrent %
1.82%
+309.9%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.37%
+312.9%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.11M
+333.2%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.52%
+435.4%y/y
Peer standing5th percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + LNLSGR
NCO
$281K
+473.5%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.29%
+18.6%y/y
Percentile by value58th percentileby value
Peer standing in ubpr:primary:6
FDICLNATRES + LNLSGR
30–89
$2.5M
+203.5%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET
90+
$2.35M
+117,450.0%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:6
FDICP9ASSET
Nonaccrual
$1.58M
+66.7%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:6
FDICNAASSET