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BDI
CB

The Citizens Bank of Edmond

Edmond, OklahomaFDIC Cert #4084

STATEEstablished 19122 branches

Holding company: CITIZENS BANCSHARES INC ESOPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$352M$311M
Q3 2021$363M$321M
Q4 2021$370M$329M
Q1 2022$354M$314M
Q2 2022$346M$305M
Q3 2022$340M$303M
Q4 2022$358M$322M
Q1 2023$388M$330M
Q2 2023$375M$325M
Q3 2023$370M$314M
Q4 2023$384M$324M
Q1 2024$377M$339M
Q2 2024$390M$353M
Q3 2024$399M$352M
Q4 2024$406M$344M
Q1 2025$413M$376M
Q2 2025$417M$379M
Q3 2025$412M$373M
Q4 2025$418M$378M
Q1 2026$440M$401M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$440M
+6.4%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$401M
+6.7%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$356M
+4.7%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$353M
+4.7%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$4.69M
−37.5%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$56.8M
+30.5%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$409M
+6.7%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$31.2M
+3.3%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.39M
+6.6%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$3.98M
+6.6%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$417K
+6.6%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$0
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$126K
−80.6%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
−$401K
−161.9%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC