$106M
+4.2%y/y
Percentile by value45th percentileby value
FDIC
LNLSGRCB
The Chesapeake Bank & Trust Co.
Chestertown, MarylandFDIC Cert #26847
STATEEstablished 19863 branches
Holding company: CHESAPEAKE BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONSRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $11M |
| Investor CRE | $9.36M |
| Multifamily | $1.47M |
| Construction | $7.15M |
| 1–4 family | $56.5M |
| C&I | $4.19M |
| Agriculture | $11.9M |
| Other | $4.49M |
Loan book
Reported balances and balance-sheet intensity.
$104M
+4.2%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET+4.15%
−46.5%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET99.3%
+4.4%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET + DEP77.9%
+0.2%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET + ASSET95.60%
+1.6%y/y
Percentile by value84th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
126%
−9.2%y/y
Percentile by value63rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC50%
−0.8%y/y
Percentile by value77th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,224points
+8.2%y/y
Peer standing24th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.41%
+1.2%y/y
Percentile by value57th percentileby value
FDIC
LNRENROW + LNLSGR8.82%
−11.8%y/y
Percentile by value55th percentileby value
FDIC
LNRENROT + LNLSGR3.95%
−23.0%y/y
Percentile by value17th percentileby value
FDIC
LNCI + LNLSGR