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BDI
BS

The Bank of South Carolina

Charleston, South CarolinaFDIC Cert #26912

STATEEstablished 19876 branches

Holding company: BANK OF SOUTH CAROLINA CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.29%
+81.8%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.21%
−32.9%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.21%
−32.9%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.13%
−31.7%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$745K
−32.4%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$0
−100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.19%
+14.8%y/y
Percentile by value44th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$1.05M
+83.1%y/y
Peer standing61st percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$745K
−32.4%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICNAASSET