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BDI
BF

The Bank of Fayette County

Piperton, TennesseeFDIC Cert #10308

STATEEstablished 190515 branches

Holding company: MOSCOW BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.37%
−39.0%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.20%
−16.1%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.77%
+22.1%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.97%
+11.7%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.83%
+15.9%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.33M
+27.2%y/y
Peer standing42nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
−91.2%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$65K
−90.3%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.15%
+1.5%y/y
Percentile by value45th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$12.6M
−32.9%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$1.83M
−7.7%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$7.05M
+34.3%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:4
FDICNAASSET