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BDI
SB

Superior National Bank

Hancock, MichiganFDIC Cert #5058

OCCEstablished 189010 branches

Holding company: KEWEENAW FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$90.3M
Investor CRE$81.5M
Multifamily$29.5M
Construction$43.7M
1–4 family$283M
C&I$73.8M
Agriculture$546K
Other$57.1M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$660M
+0.8%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$652M
+0.9%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Loans YoY
+0.92%
+141.8%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
L/D
73.5%
−4.0%y/y
Percentile by value24th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET + DEP
Loans/assets
61.9%
−4.4%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET + ASSET
RE loans %
84.97%
+2.1%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
120%
−6.9%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
34%
+11.7%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,394points
+4.4%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
13.69%
−0.6%y/y
Percentile by value56th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNRENROW + LNLSGR
Investor CRE %
12.36%
−7.1%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNRENROT + LNLSGR
C&I %
11.19%
+1.3%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNCI + LNLSGR