$649M
+3.3%y/y
Percentile by value8th percentileby value
FDIC
LNLSGRSS
Sturdy Savings Bank
Stone Harbor, New JerseyFDIC Cert #28788
STATEEstablished 192213 branches
Holding company: STURDY BCORP MHCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $77.6M |
| Investor CRE | $190M |
| Multifamily | $4.33M |
| Construction | $32.8M |
| 1–4 family | $321M |
| C&I | $17.6M |
| Agriculture | $6.77M |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$646M
+3.4%y/y
Percentile by value9th percentileby value
FDIC
LNLSNET+3.43%
−65.5%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET64.6%
+1.7%y/y
Percentile by value12th percentileby value
FDIC
LNLSNET + DEP57.9%
+4.8%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET + ASSET97.96%
+0.9%y/y
Percentile by value88th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
202%
−0.2%y/y
Percentile by value41st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC29%
+19.7%y/y
Percentile by value29th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,481points
+0.6%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.96%
−4.0%y/y
Percentile by value49th percentileby value
FDIC
LNRENROW + LNLSGR29.21%
−2.0%y/y
Percentile by value81st percentileby value
FDIC
LNRENROT + LNLSGR2.71%
−6.6%y/y
Percentile by value10th percentileby value
FDIC
LNCI + LNLSGR