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BDI
SB

Stifel Bank

Saint Louis, MissouriFDIC Cert #57358

STATEEstablished 20021 branch

Holding company: STIFEL FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
1.49%
−0.9%y/y
Peer standing76th percentile
Peer standing in asset:gte_10b
FDICNETINC + ROA
ROE
22.12%
−5.5%y/y
Peer standing96th percentile
Peer standing in asset:gte_10b
FDICNETINC + ROE
Pretax ROA
1.97%
−1.3%y/y
Peer standing81st percentile
Peer standing in asset:gte_10b
FDICPTAXNETINC + ASSET
NIM
2.67%
+0.8%y/y
Peer standing19th percentile
Peer standing in asset:gte_10b
FDICNIM + NIMY
Earning yield
5.25%
−9.0%y/y
Peer standing51st percentile
Peer standing in asset:gte_10b
FDICINTINCY
IB deposit cost
2.70%
−19.4%y/y
Peer standing50th percentile
Peer standing in asset:gte_10b
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
30.49%
+48.6%y/y
Peer standing92nd percentile
Peer standing in asset:gte_10b
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
0.83%
+51.5%y/y
Peer standing95th percentile
Peer standing in asset:gte_10b
FDICNONIX + ASSET
Fee share
2.89%
+62.7%y/y
Percentile by value5th percentileby value
Peer standing in asset:gte_10b
FDICNONII + NIM
Assets YoY
+5.79%
−14.1%y/y
Percentile by value52nd percentileby value
Peer standing in asset:gte_10b
FDICASSET
Deposits YoY
+6.02%
−17.8%y/y
Percentile by value54th percentileby value
Peer standing in asset:gte_10b
FDICDEP
Loans YoY
+9.94%
+226.9%y/y
Percentile by value61st percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
76th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDICNETINC + ROE
96th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDICNIM + NIMY
19th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDICNONIX + NIM + NONII + EEFFR
92nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDICDEP
54th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDICLNLSNET
61st percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
97th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDICRBC1AAJ
7th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 7.38%Median 9.94%90th 11.94%Observations 160

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
50th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
7th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 172%90th 301%Observations 154

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.