State Savings Bank

West Des Moines, IowaFDIC Cert #248

STATEEstablished 18942 branches

Holding company: SSB HOLDING CO INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

1.07%

+203.6%y/y

Peer standing24th percentile

FDICP3ASSET + LNLSGR

90+ %

0.96%

+1,342.0%y/y

Peer standing2nd percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.34%

+722.2%y/y

Peer standing49th percentile

FDICNAASSET + LNLSGR

Noncurrent %

1.31%

+1,103.2%y/y

Peer standing21st percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.93%

+463.6%y/y

Peer standing21st percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$3.05M

+650.4%y/y

Peer standing34th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.85%

Peer standing3rd percentile

FDICNTLNLS + LNLSGR

NCO

$500K

Peer standing4th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.61%

−13.7%y/y

Percentile by value85th percentileby value

FDICLNATRES + LNLSGR

30–89

$2.5M

+215.8%y/y

Peer standing38th percentile

FDICP3ASSET

90+

$2.25M

+1,400.0%y/y

Peer standing4th percentile

FDICP9ASSET

Nonaccrual

$804K

+755.3%y/y

Peer standing57th percentile

FDICNAASSET