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BDI
SF

Southern First Bank

Greenville, South CarolinaFDIC Cert #35295

STATEEstablished 200012 branches

Holding company: SOUTHERN FIRST BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.65B$2.33B
Q3 2021$2.78B$2.45B
Q4 2021$2.93B$2.58B
Q1 2022$3.07B$2.73B
Q2 2022$3.29B$2.89B
Q3 2022$3.44B$3.02B
Q4 2022$3.69B$3.16B
Q1 2023$3.94B$3.45B
Q2 2023$4B$3.45B
Q3 2023$4.02B$3.37B
Q4 2023$4.06B$3.4B
Q1 2024$4.11B$3.48B
Q2 2024$4.11B$3.48B
Q3 2024$4.18B$3.53B
Q4 2024$4.09B$3.45B
Q1 2025$4.29B$3.65B
Q2 2025$4.31B$3.66B
Q3 2025$4.36B$3.7B
Q4 2025$4.41B$3.73B
Q1 2026$4.58B$3.89B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.58B
+6.8%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.89B
+6.7%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$3.96B
+7.1%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$3.91B
+7.1%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$124M
−5.4%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$323M
+11.7%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.18B
+6.4%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$397M
+10.8%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$34.2M
+26.9%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$30.8M
+28.9%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$3.48M
+11.5%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$1.15M
+53.3%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$13M
+74.6%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$10.3M
+81.0%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC