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BDI
SB

Southern Bank

Spartanburg, South CarolinaFDIC Cert #16288

STATEEstablished 19458 branches

Holding company: SOUTHERN FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$124M$110M
Q3 2021$126M$112M
Q4 2021$145M$127M
Q1 2022$164M$148M
Q2 2022$185M$169M
Q3 2022$204M$184M
Q4 2022$224M$201M
Q1 2023$236M$213M
Q2 2023$250M$223M
Q3 2023$264M$237M
Q4 2023$295M$258M
Q1 2024$306M$272M
Q2 2024$318M$275M
Q3 2024$332M$285M
Q4 2024$338M$288M
Q1 2025$337M$287M
Q2 2025$350M$299M
Q3 2025$361M$307M
Q4 2025$371M$317M
Q1 2026$400M$347M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$400M
+18.7%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$347M
+21.1%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$257M
+24.8%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$254M
+24.8%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$80M
−16.2%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$29M
+473.2%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$369M
+19.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$31M
+8.9%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.2M
+15.1%y/y
Peer standing10th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$2.92M
+15.5%y/y
Peer standing11th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$281K
+12.0%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$150K
−3.2%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$107K
−57.7%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$89K
−53.4%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC