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BDI
SC

South Central Bank, Inc.

Glasgow, KentuckyFDIC Cert #5854

STATEEstablished 190827 branches

Holding company: SOUTH CNTL BANCSHARES KY INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.57B$1.35B
Q3 2021$1.53B$1.33B
Q4 2021$1.59B$1.39B
Q1 2022$1.6B$1.41B
Q2 2022$1.61B$1.42B
Q3 2022$1.63B$1.44B
Q4 2022$1.73B$1.52B
Q1 2023$1.73B$1.52B
Q2 2023$1.74B$1.54B
Q3 2023$1.75B$1.55B
Q4 2023$1.85B$1.65B
Q1 2024$1.85B$1.64B
Q2 2024$1.85B$1.6B
Q3 2024$1.91B$1.66B
Q4 2024$1.99B$1.74B
Q1 2025$1.97B$1.75B
Q2 2025$2.03B$1.73B
Q3 2025$2.04B$1.81B
Q4 2025$2.09B$1.79B
Q1 2026$2.17B$1.88B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.17B
+9.8%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.88B
+7.8%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.74B
+13.7%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.72B
+13.7%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$257M
+7.5%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$115M
−22.9%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.97B
+9.6%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$198M
+12.6%y/y
Peer standing70th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$22.4M
+18.9%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$19.4M
+21.2%y/y
Peer standing80th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$3.04M
+5.7%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$624K
+172.5%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$9.64M
+26.6%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$7.26M
+26.0%y/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC