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BDI
S

SmartBank

Pigeon Forge, TennesseeFDIC Cert #58463

STATEEstablished 200743 branches

Holding company: SMARTFINANCIAL INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.65B$3.15B
Q3 2021$4.38B$3.82B
Q4 2021$4.61B$4.03B
Q1 2022$4.72B$4.2B
Q2 2022$4.79B$4.29B
Q3 2022$4.8B$4.29B
Q4 2022$4.63B$4.09B
Q1 2023$4.77B$4.24B
Q2 2023$4.74B$4.21B
Q3 2023$4.79B$4.25B
Q4 2023$4.82B$4.27B
Q1 2024$4.95B$4.4B
Q2 2024$4.88B$4.32B
Q3 2024$4.9B$4.33B
Q4 2024$5.27B$4.69B
Q1 2025$5.41B$4.81B
Q2 2025$5.49B$4.88B
Q3 2025$5.78B$5.1B
Q4 2025$5.85B$5.16B
Q1 2026$5.9B$5.2B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$5.9B
+9.1%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$5.2B
+8.0%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$4.53B
+13.3%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$4.48B
+13.2%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$673M
+7.7%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$339M
−17.5%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$5.26B
+7.9%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$645M
+20.1%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$55.7M
+17.0%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$47.7M
+22.3%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$7.93M
−7.4%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$4.14M
+322.8%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$18.9M
+29.0%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$15.3M
+26.8%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC