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Sloan State Bank

Sloan, IowaFDIC Cert #8507

STATEEstablished 18892 branches

Holding company: SLOAN STATE CORPRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Sloan State Bank reported $86.7M in total assets. Deposits grew 17.54% over the prior year.

Return on assets was 1.32%, compared with the official FFIEC UBPR peer median of 1.10%. The leverage ratio was 11.93%.

  • Why is Deposit Growth, Year over Year above its official FFIEC UBPR peers?
  • Why is Total Assets above its official FFIEC UBPR peers?
  • Why is Efficiency Ratio below its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$86.7M
+18.3%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICASSET
Deposits
$81.6M
+17.5%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICDEP
Net loans
$25.5M
+10.2%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
ROA
1.32%
−4 bpsy/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNETINC + ROA
Efficiency
53.75%
−151 bpsy/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNONIX + NIM + NONII + EEFFR
Leverage
11.93%
+39 bpsy/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICRBC1AAJ

Percentiles compare this bank with 329 ffiec ubpr peer group 7 — insured commercial banks having assets between $50 million and $100 million.

Side-by-side comparison

Sloan State Bank beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

1.32%

Registry median

1.10%
ROE

This bank

21.54%

FFIEC trimmed average

9.16%
NIM

This bank

3.23%

Registry median

3.93%
Loans YoY

This bank

+10.18%

FFIEC trimmed average

+4.28%
Leverage

This bank

11.93%

FFIEC trimmed average

12.35%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$68.1M$60.5M
Q3 2021$65.4M$57.8M
Q4 2021$70.1M$62.8M
Q1 2022$76.2M$71.6M
Q2 2022$71.8M$69.6M
Q3 2022$67.2M$65.1M
Q4 2022$68.2M$67.2M
Q1 2023$75.3M$73.4M
Q2 2023$70.8M$68.9M
Q3 2023$68.5M$65.2M
Q4 2023$67.7M$65.1M
Q1 2024$69.7M$67.2M
Q2 2024$68.8M$65.9M
Q3 2024$69.3M$65M
Q4 2024$70.6M$67.3M
Q1 2025$73.2M$69.5M
Q2 2025$71.4M$67.5M
Q3 2025$70.6M$65.7M
Q4 2025$70.8M$65.8M
Q1 2026$86.7M$81.6M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$489K
Investor CRE$0
Multifamily$0
Construction$179K
1–4 family$5.73M
C&I$1.16M
Agriculture$9.34M
Other$8.93M

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
64th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.11%Median 1.10%90th 1.97%Observations 329
ROE
FDICNETINC + ROE
95th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 0.69%Median 9.42%90th 17.70%Observations 329
NIM
FDICNIM + NIMY
15th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.95%Median 3.93%90th 5.09%Observations 329
Efficiency
FDICNONIX + NIM + NONII + EEFFR
83rd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 48.38%Median 67.12%90th 92.94%Observations 329
Deposits YoY
FDICDEP
94th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −4.05%Median +3.15%90th +12.96%Observations 329
Loans YoY
FDICLNLSNET
76th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −7.88%Median +3.43%90th +18.70%Observations 327
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
76th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.45%90th 3.24%Observations 327
Leverage
FDICRBC1AAJ
50th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.81%Median 11.93%90th 16.90%Observations 329

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
86th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.25%Median 2.14%90th 3.09%Observations 328
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
Toggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 46%90th 149%Observations 146

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
2 branches
Headquarters
Sloan, IA

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data