$4.87B
+1.6%y/y
Percentile by value75th percentileby value
FDIC
LNLSGRSU
Shore United Bank, National Association
Easton, MarylandFDIC Cert #4832
OCCEstablished 187640 branches
Holding company: SHORE BANCSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $745M |
| Investor CRE | $1.54B |
| Multifamily | $259M |
| Construction | $343M |
| 1–4 family | $1.45B |
| C&I | $210M |
| Agriculture | $53.5M |
| Other | $277M |
Loan book
Reported balances and balance-sheet intensity.
$4.81B
+1.7%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET+1.66%
−41.3%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET87.7%
+1.2%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET + DEP77.6%
+1.2%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET + ASSET92.64%
+2.4%y/y
Percentile by value79th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
332%
−6.8%y/y
Percentile by value87th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC53%
−13.5%y/y
Percentile by value66th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,218points
+6.4%y/y
Peer standing43rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD15.28%
+3.7%y/y
Percentile by value77th percentileby value
FDIC
LNRENROW + LNLSGR31.53%
+1.3%y/y
Percentile by value83rd percentileby value
FDIC
LNRENROT + LNLSGR4.30%
−5.1%y/y
Percentile by value15th percentileby value
FDIC
LNCI + LNLSGR