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BDI
SS

Security Savings Bank

Canton, South DakotaFDIC Cert #15734

STATEEstablished 19208 branches

Holding company: LARCH BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$46.9M
Investor CRE$25.8M
Multifamily$13M
Construction$9.29M
1–4 family$52.5M
C&I$29.5M
Agriculture$239M
Other$3.61M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$420M
+2.8%y/y
Percentile by value65th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$415M
+2.8%y/y
Percentile by value65th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+2.84%
−68.9%y/y
Percentile by value32nd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
84.8%
−4.8%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
75.6%
−4.8%y/y
Percentile by value70th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
73.95%
−0.8%y/y
Percentile by value23rd percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
84%
−20.9%y/y
Percentile by value22nd percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
16%
−61.8%y/y
Percentile by value24th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,198points
+2.9%y/y
Peer standing48th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
11.18%
+2.6%y/y
Percentile by value44th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
6.14%
−16.1%y/y
Percentile by value21st percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
7.01%
−0.0%y/y
Percentile by value34th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR