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BDI
SB

Security Bank and Trust Company

Paris, TennesseeFDIC Cert #9172

STATEEstablished 190516 branches

Holding company: SECURITY BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$66.6M
Investor CRE$209M
Multifamily$79.6M
Construction$107M
1–4 family$159M
C&I$309M
Agriculture$78.2M
Other$148M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.16B
+20.9%y/y
Percentile by value56th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.15B
+20.9%y/y
Percentile by value57th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+20.92%
+19.0%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
84.9%
+10.1%y/y
Percentile by value52nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
72.1%
+10.4%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
60.23%
−0.9%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
222%
+19.5%y/y
Percentile by value48th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
60%
−17.3%y/y
Percentile by value63rd percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,425points
−0.6%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
5.75%
−9.6%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
18.07%
+5.6%y/y
Percentile by value46th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
26.72%
+3.6%y/y
Percentile by value90th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR