Skip to main content
BDI
RB

Republic Bank & Trust Company

Louisville, KentuckyFDIC Cert #23627

STATEEstablished 198249 branches

Holding company: REPUBLIC BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.53%
+172.4%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
−86.5%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.59%
+38.1%y/y
Peer standing48th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.59%
+36.7%y/y
Peer standing53rd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.45%
+32.7%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$32.8M
+36.1%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.24%
−2.7%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$3.29M
−1.7%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.70%
−14.8%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$28.6M
+176.4%y/y
Peer standing19th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$35K
−86.3%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$31.9M
+40.1%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:3
FDICNAASSET