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BDI
RC

Reading Co-operative Bank

Reading, MassachusettsFDIC Cert #26620

STATEEstablished 188613 branches

Holding company: Not reportedRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$657M$574M
Q3 2021$662M$579M
Q4 2021$722M$649M
Q1 2022$691M$626M
Q2 2022$706M$640M
Q3 2022$744M$672M
Q4 2022$796M$657M
Q1 2023$828M$736M
Q2 2023$858M$701M
Q3 2023$880M$780M
Q4 2023$907M$687M
Q1 2024$908M$683M
Q2 2024$918M$688M
Q3 2024$922M$678M
Q4 2024$931M$692M
Q1 2025$922M$799M
Q2 2025$1.21B$1.06B
Q3 2025$1.2B$1.06B
Q4 2025$1.24B$1.11B
Q1 2026$1.18B$1.05B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.18B
+27.6%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.05B
+31.2%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$947M
+29.9%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$942M
+30.0%y/y
Percentile by value39th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$137M
−0.9%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$10.8M
+37.3%y/y
Percentile by value1st percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.1B
+27.1%y/y
Percentile by value26th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$75.5M
+35.9%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.94M
+49.3%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$9.25M
+55.4%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$697K
−2.0%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$270K
+63.6%y/y
Percentile by value44th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$1.6M
+140.3%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$1.27M
+135.5%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:4
FDICNETINC